County Credit

Two factors: type of credit & number of inquirie

Mon, 16 Feb 2015

FICO Score Metrics

 

VantageScore Metrics

 

35%

Payment history

32%

Payment history

30%

Outstanding balances

23%                

Amount of credit you’re currently using

10%

Types of credit you hold (loans, credit cards, etc.)

15%

Credit balances

15%

Credit history length

13%

Length and depth of credit history (kinds of credit and age of accounts)

10%

Recent history

10%

New credit accounts and inquiries

 

 

7%

Total available credit 

100%

 

100%

 


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